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The rate on the following accounts may change after opening.
Fees could reduce the earnings on listed accounts.
Please contact the bank for complete information.
Rates effective as of 1/2/2009.
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Insured
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Checking
No-nonsense checking with many great banking options such as
ATM card, Check Card and
Internet Banking.
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NOW Account
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| $1,500 |
$500 |
.25% |
.25% |
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Minimum opening deposit
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Minimum balance to obtain APY
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Annual Percentage Yield
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Interest Rate
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Super NOW Account
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| $2,500 |
$2,500 |
.50% |
.50% |
| $2,500 |
$500 - $2,499 |
.25% |
.25% |
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Minimum opening deposit
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Minimum balance to obtain APY
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Annual Percentage Yield
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Interest Rate
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No interest paid on daily balances below $500 on the above accounts. Fees could reduce earnings on these accounts. Rates subject to change.
Money Market Deposit Account
Limited checking with a very competitive interest rate. |
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Personal MMDA
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| $0 to $2,500 |
$10 |
.50% |
.50% |
| $2,500 to $10,000 |
$10 |
.75% |
.75% |
| $10,000 to $25,000 |
$10 |
.75% |
.75% |
| $25,000 to $50,000 |
$10 |
1.00% |
1.00% |
| $50,000 and up |
$10 |
1.25% |
1.26% |
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Tier
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Minimum opening deposit
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Annual Percentage Yield
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Interest Rate
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Interest calculated on average monthly balance.
No monthly maintenance charge. No
minimum balance required. Six transfers allowed at no charge, three may be
by check to third party. If over six transfers occur, a $0.50 charge per
transaction will apply. Fees could reduce the earnings on this account.
Rates subject to change.
Savings
Good old fashioned savings account with ATM card and
Internet Banking options. |
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Savings Account
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| $10 |
None |
.75% |
.75% |
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Minimum opening deposit
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Minimum balance to obtain APY
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Annual Percentage Yield
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Interest Rate
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Rates subject to change. Fees could reduce earnings
on this account.
Individual Retirement Accounts (IRA)
A safe retirement investment with tax benefits.** |
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IRA
(18 month CD)
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Fixed rate
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$100 |
2.85% |
2.87% |
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Variable rate*
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$100 |
2.60% |
2.61% |
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Minimum opening deposit
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Annual Percentage Yield
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Interest Rate
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Jumbo IRA
(18 month CD)
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Fixed rate
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$100,000 |
3.10% |
3.12% |
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Variable rate*
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$100,000 |
2.85% |
2.87% |
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Minimum opening deposit
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Annual Percentage Yield
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Interest Rate
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Fees could reduce earnings on these accounts. Penalty
may be imposed for early withdrawal. Rates subject to change.
* Rate on variable rate IRA may change after the account is opened.
** Consult with your tax advisor
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